Where is all my money going each month? How can I start to get out of debt? These are just a few of the questions that YCABC partner agency Love In the Name of Christ (Love INC) helps answer in their Financial Fitness classes.

In addition to short-term assistance (clothing, furniture, kitchen items, linens, cleaning, and hygiene products) Love INC also offers a unique financial education program. T.E.A.M. (Training, Equipping and Mentoring) is designed to help participants gain control of their finances and move from simply surviving to thriving. Participants are paired with a trained budget mentor to support them in reaching their financial goals. The Financial Fitness class is the first step for those who are interested in joining T.E.A.M. 

The Financial Fitness class covers the basics of finances and helps participants get their financial lives in order.  During the six-week program, participants collaborate with volunteers to cover topics including tracking, categorizing, and budgeting expenses, banking, and credit, and developing healthy financial practices.

TEAM Program

The TEAM Program offers Training, Equipping and Mentoring to those who are ready to make changes. The goal is to empower people to break out of poverty. Families in the T.E.A.M. Program earn points for their participation. Points are redeemed for material help such as groceries and gas cards to free up their income to pay off debt. Meanwhile they are learning vital budgeting and life skills that enable them to lead productive, financially independent lives.


TEAM trains volunteers to make a difference. We use a rigorous screening process to ensure the safety of our clients. We then equip our volunteers with the understanding and tools to effectively minister to those trapped in poverty.


Why do people get stuck in poverty? Often, they lack important life skills to make changes. The TEAM Program begins with a money management class. Those who complete it can apply to enter a one-year program of life skills and one-on-one mentoring.


Classes are carefully designed to equip people in poverty with the vital skills they need to lead new, productive, and self-sufficient lives.

Each family is matched with a Budget Mentor who provides one-on-one financial coaching, accountability, and encouragement each week for a year. Change is hard and making meaningful change all alone is impossible. T.E.A.M. clients are surrounded by caring, trained volunteers to provide the support they need to make changes that will last a lifetime.

To enter the T.E.A.M Program, call the Love INC Connection Ctr. at 509-453-0214.  Leave a name, phone number, and reason for the call. A volunteer will return the call within 2-3 days.

To find out more about volunteering for the T.E.A.M. Program or partnering with Love INC, call the Administrative Office at 509-453-2942 during business hours.

Business hours:

Monday – Thursday: 10:00am – 3:00pm

Friday: by appointment only

Saturday-Sunday: closed